Apply For Finance Online

We offer multiple options when it comes to applying for finance with Impact Off Road. Please select one that suits you from the options available.

Note: for our automated decisioning option you will need the following when applying:

  • Valid ID: A current NZ Drivers License or Passport
  • NZ Bank Account: An active account with online banking access is preferred
  • Email: An email address we can verify is yours
  • Mobile Phone: A NZ mobile number we can verify is yours
Offline: Full application processed offline by our team. May take up to 1 day to process.
Express Enquiry: Quick assessment by our team to determine potential financing options available.


Impact Off Road has joined forces with Driveline Leasing and Finance - Winner ‘Most Trusted Vehicle Finance in New Zealand’** - to offer a wide range of finance options across most private and commercial asset purchases. Whether this asset is an Impact Quadtruck, Ute, Tractor or larger equipment ( One million +) we can offer a solution.

NZ Car Leasing & Vehicle Finance Experts

Simply put, we take away the stress and hassle of finding and financing the best vehicle for you. Whether you are looking to lease a single vehicle, fleet of vehicles or finance a new vehicle purchase, you will get the right vehicle solution and drive away confident and happy.

Located throughout New Zealand

Located in Auckland, Wellington, Christchurch and most major centres in New Zealand, we will help you reduce the total cost of ownership of your vehicle or business vehicle fleet. We’ll do that by developing smart, informed and unbiased NZ car lease or car finance business solutions tailor-made for you.

We are impartial

Unlike some NZ car lease companies, we don’t push you into one type of car lease product that enriches us at your expense. That’s because we’re independent and not tied to any one vehicle financing product.

Instead, we recommend the car lease or car finance option that best suits your situation and your needs. That’s why more than 60% of our business comes from repeat customers.

We make it unbiased, honest and easy so all you’ve gotta do is drive!

Car Lease vs Hire Purchase

With SmartLease™

Car leasing you get an honest “no hidden costs” operating lease for your business use vehicles. Everything is totally transparent – including the purchase price of the car and the residual value based on parameters we agree together.

There is no large, up-front deposit and payments are treated as a 100% tax-deductible expense for tax purposes.*

This gives excellent cashflow advantages over traditional hire purchase. With SmartLease™ car leasing you avoid the pitfalls of ‘excess kilometres’ and ‘refurbishment’ charges at the end of the lease.

Overall, you enjoy the benefits of ownership without tying up capital.

With car financing (hire purchase)

We simply fund the business vehicle or asset by way of a good, old-fashioned finance arrangement.

The term is typically 3-5 years. Payments are not tax deductible but you do get the GST back up-front and can claim annual depreciation and the interest cost over the term of the loan. *

You enjoy the benefits of ownership but your capital is tied up and may affect other funding arrangements with your bank.


*We recommend at all times that you seek independent accounting advice with respect to the application of the various lease and traditional funding methods and how you may account for these.

** https://www.driveline.co.nz/most-trusted-business-awards-won-by-driveline/

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